Borrow up $10,000
No credit check required!
Secured Loans
Loans for renters
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No credit check
Borrow up to $10,000
Loans from 16-64 weeks
Up to 17.99% APR
Up to 17.99% APR
No credit check
Loans from 16-64 weeks
Borrow up to $10,000
Up to 17.99% APR
How it works
Your advance loan is secured by your lease security deposit refund.
The loan amount is determined by your security deposit and the duration of the lease.
Let’s say you need $2,000
Loan term
APR up to
Total loan cost
56 weeks
17.99%
$2,311.12
$41.27
Weekly payments of
Loan term range from 16-64 weeks depending on your remaining lease duration. Your weekly payments are calculated based on your security deposit refund amount and lease duration. Click "Apply now" to see the terms you qualify for.
How does Rentqui not check my credit score?
Rentqui relies on information provided directly by you, not from credit bureaus. We will look for evidence of employment, monthly rent and utilities payments, and your overall financial circumstances.
It's essential that you've already paid a residential security deposit and are eligible for a future refund. Rentqui does not function as security deposit or rent assistance and does not furnish funds for upcoming leases that involve unpaid security deposits, moving fees, or rent.
Got questions?
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What is Rentqui?Rentqui is an online lender regulated by the Florida Office of Financial Regulation. Rentqui provides loans to Florida residents aged 18 and over. Rentqui is committed to providing fair and equal credit opportunities to all qualified applicants and does not discriminate in any aspect of the credit transaction on any basis prohibited by law. Rentqui is licensed by the Florida Office of Financial Regulation.
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How much I can borrow?Rentqui offers loans typically ranging from $500 to $10,000, depending on the type of loan you apply for: Unsecured Personal Loans: Approved amounts usually range from $500 to $1,500. Secured Security Deposit Refund Loans: Approved amounts range from $500 to $10,000. The exact loan amount depends on the remaining duration of your lease and the refundable security deposit amount as documented in your lease agreement. Loans are available only to Florida residents aged 18 and over. Applying for a loan does not guarantee approval or the maximum loan amount. Eligibility to apply is not a commitment to lend, and not all applicants will qualify for an unsecured personal loan or the full loan amount.
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Are there fees associated with my Rentqui loan?Rentqui does not charge application fees for loans. Rentqui loans may include an origination fee. All interest payments and fees directly charged by Rentqui are included in the total loan APR amount. However, loan costs may include applicable government documentary stamp taxes, third party KYC-AML verification costs, and bank transfer fees which are not directly charged by Rentqui and are not included in the total loan APR amount.
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I do not have any credit. Can I get a Rentqui Loan?Yes, for us you're more than your credit score. Rentqui does not rely upon credit scores and your eligibility is determined by looking at your broader financial picture.
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I have no bank, can I apply?Applicants must have a verified bank account to be eligible for a Rentqui loan.
© 2024 Rentqui LLC.
You express your interest in obtaining a loan by completing and submitting the loan application. Your eligibility to apply is not a commitment to lend. Submitting an application for a loan does not guarantee approval of an applicant for any offer or approval for the maximum loan amounts available. All applications require a complete submission of requested documents and information, subject to verification and underwriting approval. We may request information from you including, but not limited to, bank transaction history, for verification of employment, income and of your expenses. We also verify your identity and residence. Income, expenses, and cash flows must meet eligibility requirements as established by our underwriting guidelines which are subject to change without notice. Your information will be reviewed to assess if it meets our lending criteria.
You can pay off the loan anytime without any prepayment penalty. Interest rates are determined and approved by the State of Florida and based on the loan amount. The maximum allowable APR is 35.99%. In addition to APR interest, approved loans are also subject to fees and taxes as outlined in §516.031(3) of the Florida Consumer Finance Law. Rentqui will never charge you any "hidden fees" that are not fully disclosed in your Loan Agreement or the Rates and Terms.
Not all applicants will qualify for a loan:
*Approved unsecured personal loans typically range from $500 to $1,500, compared to a payday cash advance whose maximum amount is up to $500 under Florida law.*Approved secured security refund loan range from $500 to $10,000.
We do not check credit scores, but we do check your status within Florida State and County public records. Rentqui is committed to providing fair and equal credit opportunities to all qualified applicants and does not discriminate in any aspect of the credit transaction on the basis of race, color, religion, national origin, sex, marital status, age, receipt of public assistance program, an exercise of rights under the Consumer Credit Protection Act, sexual orientation, disability, or any other basis prohibited by law.
We may modify, suspend, restrict, or discontinue the operation, maintenance or provision of this Website, any pages thereof, and/or any related content, features, products or services, or the terms thereof, at any time without notice or liability to you or any third party.