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You express your interest in obtaining a loan by completing and submitting the loan application. Your eligibility to apply is not a commitment to lend. Submitting an application for a loan does not guarantee approval of an applicant for any offer or approval for the maximum loan amounts available. All applications require a complete submission of requested documents and information, subject to verification and underwriting approval. We may request information from you including, but not limited to, bank transaction history, for verification of employment, income and of your expenses. We also verify your identity and residence. Income, expenses, and cash flows must meet eligibility requirements as established by our underwriting guidelines which are subject to change without notice. Your information will be reviewed to assess if it meets our lending criteria.
You can pay off the loan anytime without any prepayment penalty. Interest rates are determined and approved by the State of Florida and based on the loan amount. The maximum allowable APR is 35.99%. In addition to APR interest, approved loans are also subject to fees and taxes as outlined in §516.031(3) of the Florida Consumer Finance Law. Rentqui will never charge you any "hidden fees" that are not fully disclosed in your Loan Agreement or the Rates and Terms.
Not all applicants will qualify for a loan:
*Approved unsecured personal loans typically range from $500 to $1,500, compared to a payday cash advance whose maximum amount is up to $500 under Florida law.*Approved secured security refund loan range from $500 to $10,000.
We do not check credit scores, but we do check your status within Florida State and County public records. Rentqui is committed to providing fair and equal credit opportunities to all qualified applicants and does not discriminate in any aspect of the credit transaction on the basis of race, color, religion, national origin, sex, marital status, age, receipt of public assistance program, an exercise of rights under the Consumer Credit Protection Act, sexual orientation, disability, or any other basis prohibited by law.
We may modify, suspend, restrict, or discontinue the operation, maintenance or provision of this Website, any pages thereof, and/or any related content, features, products or services, or the terms thereof, at any time without notice or liability to you or any third party.