Rentqui is not a cash advance app. Rentqui is not a payday lender with physical stores. Rentqui is not a loans marketplace that will sell your contact information to other lenders. Rentqui is a Miami, FL based online consumer lender and is licensed by the Florida Office of Financial Regulation. We don’t charge membership fees. We don’t require extra fees for instant/fast funding. We don’t ask for tips. We won’t resell your information to other lenders. You don’t have to visit a store to complete an application and get your money. With Rentqui you borrow money directly from us and repay it at a clearly stated and fixed interest rate.

Approved amounts usually range from $250 to $1,500. New customers are eligible for up to $250. Loans are available only to Florida residents aged 18 and over. Applying for a loan does not guarantee approval or the maximum loan amount. Eligibility to apply is not a commitment to lend, and not all applicants will qualify for an unsecured personal loan or the full loan amount.

First time customers are eligible for up to $250 with their first loan. Customers who successfully repay their first loan will be considered for higher amounts in the future, but only under the following conditions: Your financial circumstances demonstrate that you can afford the biweekly payments for higher loan amounts. You successfully completed the full 26-week repayment term and repaid your first loan in-full, including all interest. Early pre-payment of the first loan will not qualify for consideration of higher loan amounts in the future. Customers can only have one loan outstanding with Rentqui at any given time. Customers can only apply for a new loan after the full repayment of the previous loan, including interest and fees. Please note, even after successful repayment of a loan, there is no guarantee of future loan amount or approval. Your financial circumstances and your ability to repay will be re-evaluated each time you apply. All personal loans are subject to eligibility and approval by Rentqui LLC.

Yes, for us you're more than your credit score. Rentqui does not rely upon credit scores and your eligibility is determined by looking at your broader financial picture.

Rentqui does not charge application fees for loans. Interest rates are determined by the loan amount and in compliance with §516.031(1) of the Florida Consumer Finance Law. The maximum allowable interest and fees are up to up to 35.99% Annual Percentage Rates ("APR"). In addition to APR interest and fees, approved loans are also subject to government documentary stamp taxes and credit underwriting fees as allowed by §516.031(3) of the Florida Consumer Finance Law. Rentqui will never charge any "hidden fees" that are not fully disclosed in your Loan Agreement or the Rates and Terms. Late, failed, and/or returned payment transactions are subject to additional fees as allowed by §516.031(3) of the Florida Consumer Finance Law.

Bank accounts can only be associated with one Rentqui account. If you receive your salary in a shared bank account and the other account owner has already used it to apply that account will not be eligible for consideration.