How does Rentqui work without my credit score?
Rentqui relies on information provided directly by you, not from credit bureaus. We will verify your employment, review your bank transaction history and overall financial circumstances.
Employment
Income
Existing debt
Type of debt
Credit and payment history
What you need
Verify identity and Florida residence
You will need:
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Social security number
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Valid photo ID
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Proof of Florida residence (utility bill, etc.)
Proof of employment and income
You will need:
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Recent paystub (less than 30 days old)
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Connect all bank accounts where you receive salary and/or other income
Identity verification
Confirm your identity
180+ days of transactions
Identity verification
English
Have your
documents ready
Currently available only in Florida
How it works
Apply online
Our 100% online process means you can apply, borrow, and make payments without ever visiting a store.
Direct Funding
Once approved, we send funds directly to your bank account.
Automatic biweekly Payments
Set it and forget it. Biweekly payments are automatically deducted from your bank account.
Got questions?
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What is Rentqui?Rentqui is an online lender regulated by the Florida Office of Financial Regulation. Rentqui provides loans to Florida residents aged 18 and over. Rentqui is committed to providing fair and equal credit opportunities to all qualified applicants and does not discriminate in any aspect of the credit transaction on any basis prohibited by law.
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How much I can borrow?Rentqui offers loans typically ranging from $500 to $10,000, depending on the type of loan you apply for: Unsecured Personal Loans: Approved amounts usually range from $500 to $1,500. Secured Security Deposit Refund Loans: Approved amounts range from $500 to $10,000. The exact loan amount depends on the remaining duration of your lease and the refundable security deposit amount as documented in your lease agreement. Loans are available only to Florida residents aged 18 and over. Applying for a loan does not guarantee approval or the maximum loan amount. Eligibility to apply is not a commitment to lend, and not all applicants will qualify for an unsecured personal loan or the full loan amount.
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Are there fees associated with my Rentqui loan?Rentqui does not charge application fees for loans. Rentqui loans may include an origination fee. All interest payments and fees directly charged by Rentqui are included in the total loan APR amount. However, loan costs may include applicable government documentary stamp taxes, third party KYC-AML verification costs, and bank transfer fees which are not directly charged by Rentqui and are not included in the total loan APR amount.
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I do not have any credit. Can I get a Rentqui Loan?Yes, for us you're more than your credit score. Rentqui does not rely upon credit scores and your eligibility is determined by looking at your broader financial picture.
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I have no bank, can I apply?Applicants must have a verified bank account to be eligible for a Rentqui loan.